Four business risk management programs sit under the Sustainable Canadian Agricultural Partnership (Sustainable CAP), the federal-provincial-territorial framework that runs from 1 April 2023 to 31 March 2028. It replaced the Canadian Agricultural Partnership, which ended on 31 March 2023, and governments are already consulting on the framework that follows, for 2028 to 2033. This guide explains what each program does, how AgriStability is calculated, who delivers it where, and which dates matter.
The four programs
What each one is for:
- AgriStability: income support when your farming margin falls well below its historical level
- AgriInvest: a savings account with matching government contributions
- AgriInsurance: cost-shared production insurance for losses from natural hazards, designed and delivered by the provinces
- AgriRecovery: a disaster-relief framework that governments design case by case after an extraordinary event, with nothing to apply for in advance
How AgriStability is calculated
AgriStability compares your margin for the program year with a reference margin. The reference margin is generally the average of your margins for the previous five years after dropping the highest and the lowest, which AAFC describes as an Olympic average; with fewer years of history it uses the previous three. You can choose a tax-aligned reference margin that follows the cash or accrual basis you file taxes on, while the program-year margin itself stays on an accrual basis.
A payment is triggered when the program-year margin falls more than 30% below the reference margin. Under the standard terms the program pays 80% of the decline beyond that 30%, up to the lesser of $3 million and 70% of the margin decline.
Deadlines
The dates that cause the most trouble:
- Enrolment and fee: April 30 of each program year, unless your Enrolment Notice says otherwise
- Late participation: allowed only when federal and provincial governments agree, and normally with a 20% reduction in benefits
- Program forms for the 2025 program year: initial deadline 30 June 2026 and final deadline 30 September 2026, with a late-filing penalty of $500 per month between them
Some provinces opened special late-participation windows in 2026 after extreme conditions, so ask your administrator whether anything applies to you.
Who delivers AgriStability where
By province:
- Alberta: Agriculture Financial Services Corporation (AFSC)
- Saskatchewan: Saskatchewan Crop Insurance Corporation (SCIC)
- Ontario: Agricorp
- Manitoba: delivered federally by AAFC, with participants filing through CRA's harmonised forms
- Québec: La Financière agricole du Québec, known in French as Agri-stabilité, alongside its own programs
- Prince Edward Island: the provincial Department of Agriculture and Land
AgriInvest is delivered by the federal government everywhere except Québec, where La Financière agricole du Québec runs it.
AgriInvest
Producers can deposit up to 100% of their allowable net sales each year, and governments match 1% of allowable net sales, with the matchable amount based on sales up to $1 million. Withdrawals come from Fund 2 first (the government contributions and interest, which are taxable) and then Fund 1 (your own deposits, which are not). New for the 2025 program year, producers whose average allowable net sales over the previous three years are $1 million or more must declare a valid agri-environmental risk assessment, such as an Environmental Farm Plan, to receive matching contributions.
What is still only proposed
In July 2026 federal, provincial and territorial ministers met in Halifax and set out a shared vision for the next policy framework, 2028 to 2033. They agreed in principle to look at AgriStability changes on non-arm's-length labour and contract work, aimed at the 2027 program year, and a higher payment cap is being considered for the next framework. None of that is in force, so do not plan around it.
Tax treatment
AgriStability payments are taxable farming income, and AgriInvest Fund 2 withdrawals are taxable. Our farm tax guide explains how farm income, losses and capital cost allowance work around them.
Frequently Asked Questions
What is the AgriStability deadline?
Enrolment and the fee are due April 30 of each program year, unless your Enrolment Notice says otherwise. Late participation is possible only when governments agree to it and normally reduces benefits by 20%. Confirm dates with your provincial administrator, because forms and special measures have their own deadlines.
Does AgriStability pay 90%?
Only for the 2025 program year, when governments temporarily raised the rate to 90% and the payment cap to $6 million. For 2026 the standard 80% rate and $3 million cap apply, and a lasting change would need governments to agree to one.
Is the Canadian Agricultural Partnership still the current framework?
No. It ended on 31 March 2023. The Sustainable Canadian Agricultural Partnership runs from 1 April 2023 to 31 March 2028, and governments are consulting on the next framework for 2028 to 2033.
Who administers AgriStability in my province?
It depends. Alberta uses AFSC, Saskatchewan uses SCIC, Ontario uses Agricorp and Québec uses La Financière agricole du Québec. In Manitoba it is delivered federally by AAFC. AgriInvest is federal everywhere except Québec.
AgriStability margins are calculated from your own financial records, and the program administrator in your province is the place to run the numbers. What AgriIntel adds is the weather side of the record: forecasts for your farm's coordinates and emailed frost, heat and wind alerts, so a damaging event is noted when it happens. Try AgriIntel free for 14 days.
Get Started FreeSources
Last reviewed October 2, 2026. Rules, rates and programme details change; confirm the current position with the source or a qualified adviser before acting.
- AAFC: AgriStability
- AAFC: AgriStability program handbook (Sustainable CAP)
- AAFC: AgriStability, how to apply
- AAFC: AgriStability contact information
- AAFC: AgriInvest
- AAFC: AgriInvest 2025 deadlines and agri-environmental risk assessment requirement
- AAFC: AgriRecovery
- AAFC: Next agricultural policy framework
- Agriculture ministers: shared vision for the next policy framework, July 2026
- Agriculture ministers: 2025 meeting on AgriStability
- La Financière agricole du Québec: Agri-stabilité
Related topics

